Banking & Fintech

The technology partner for banks and fintechs

We build new financial systems from the ground up, and we enhance, integrate and modernize the systems you already run. Everything is secure, compliance-ready and engineered for the scale of real money movement.

  • Build new platforms
  • Enhance existing systems
  • Compliance built in

Standards & technologies we build with

ISO 27001 PCI DSS ISO 20022 SWIFT MT / MX Open Banking APIs PSD2 & SCA OAuth 2.0 / FAPI KYC / AML Kubernetes Azure & AWS Kafka event streaming PostgreSQL

Who we work with

Built for every corner of financial services

Retail & commercial banks

Modernize channels, open up the core and automate operations without risking day-to-day stability.

Credit unions & microfinance

Member-friendly digital services and efficient back offices that compete with much larger players.

Payment providers & PSPs

High-throughput gateways, reconciliation and merchant tooling built for reliability and auditability.

Fintech startups & lenders

From MVP to regulated scale. Launch fast on an architecture that won't need rewriting at your next funding round.

01 / Build new systems

Greenfield financial platforms, engineered to be trusted

Launching a new product or replacing a system outright? We take you from concept to a production-grade platform with security, scalability and regulatory requirements designed in, not patched on later.

  • Digital banks, e-wallets and neobank products
  • Lending, BNPL and loan-origination platforms
  • Payment gateways, payouts and settlement engines
  • Treasury, merchant and back-office systems
  • Cloud-native, event-driven architecture with full audit trails
Typical new-build stack
Customer channelsMobile · Web · Admin console
API gateway & identityOAuth 2.0 · MFA · SCA
Product servicesAccounts · Payments · Lending
Ledger & event streamDouble-entry · Kafka
Security & observabilityEvery layer, every release

02 / Enhance existing systems

Modernize what you run, without stopping what works

Most banks can't afford a risky big-bang replacement. We extend and modernize your current platforms step by step, wrapping legacy cores with modern APIs, upgrading interfaces and migrating to the cloud in safe, reversible stages.

  • Core banking integration and API enablement
  • Performance tuning, security hardening and code remediation
  • New mobile and web front ends on top of existing cores
  • Legacy-to-cloud and data migrations using the strangler pattern
  • AI automation for reconciliation, reporting and back-office work

Modernization assessment

Not sure where to start?

We start with a fixed-price assessment of your current architecture, integrations, security posture and technical debt. You get a prioritized, costed roadmap you can act on with us or with your own team.

  • Architecture and integration map
  • Security and compliance gap findings
  • Phased roadmap with effort and risk estimates

Solutions

What we deliver for financial institutions

Each solution can be delivered as a new build or as an upgrade to your existing platform.

Digital banking & mobile apps

Retail and business banking apps, internet banking and self-service portals with biometric login, card controls and instant transfers.

iOS / AndroidWebAccessibility

Payments & transaction processing

Payment hubs, instant and cross-border payments, card issuing integrations, reconciliation and settlement.

ISO 20022SWIFTSEPA

Open banking & API platforms

Developer portals, consent management and secure partner APIs that turn your bank into a platform.

PSD2FAPIAPI management

KYC, AML & digital onboarding

Document and identity verification, sanctions and PEP screening, risk scoring and investigator case management.

eKYCTransaction monitoring
See Gorgor Compliance System

AI fraud detection & credit risk

Real-time fraud scoring, anomaly detection and credit decisioning models with explainability for analysts and regulators.

Machine learningRules engines

Data, reporting & automation

Regulatory reporting, dashboards and AI agents that automate reconciliation, document processing and customer service.

Data platformsAI agents

Ways to engage

Flexible models for regulated teams

Fixed-scope project

A clearly defined deliverable with an agreed price and timeline. Ideal for new products, integrations and upgrades.

Dedicated engineering team

A Meizor squad that works alongside your IT and risk teams on a long-running modernization or product roadmap.

Assessment & advisory

Architecture reviews, security and compliance gap analysis, and a costed roadmap before you commit to a build.

Process

A delivery process your risk team will appreciate

  1. 1

    Discovery & scoping

    Workshops with your business, IT and compliance stakeholders to define scope, constraints and success criteria.

  2. 2

    Architecture & security design

    Threat modelling, data-flow mapping and integration design, reviewed and signed off before build begins.

  3. 3

    Iterative build with weekly demos

    Short sprints, automated testing and visible progress every week. No black boxes.

  4. 4

    Testing & certification support

    Functional, security and performance testing, plus the documentation auditors ask for.

  5. 5

    Controlled go-live

    Staged rollouts, parallel runs and rollback plans so cutover never puts customers at risk.

  6. 6

    Support & continuous improvement

    Monitoring, maintenance and a roadmap for what comes next. You own all code and data.

Banking & Fintech

Let's build the future of your financial services

Whether it's a brand-new platform or a system that needs to do more, tell us where you are. We'll reply within one business day.